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PRIVACY STATEMENT

PRIVACY STATEMENT

This Privacy Statement discloses the privacy practices for the USA Homeownership Foundation Inc., and how it treats the information that it collects and receives, including information related to past use of our products and services. This policy does not apply to the practices of companies that we do not own or control or to people that we do not employ or manage.

Information Collected.

We will not knowingly use information collected on this website to others in ways different from what is disclosed in this statement. We collect information from our users at several different points on our website. For purposes of this Privacy Statement, “Personally Identifiable Information” refers to information that can directly identify an individual; for example, such information may include an individual’s name, mailing address, phone number or email address.

We use IP addresses, with the help of a business partner, to analyze trends, administer the website, track users’ movements, and gather broad demographic information for aggregate use. IP addresses are not linked to Personally Identifiable Information.

Cookies.

A cookie is a piece of data stored on a user’s hard drive containing information about that user. By setting a cookie on our website, the user would not have to log in with a password more than once, thereby saving time while on our website. If a user rejects the cookie, they may still use our website. The only drawback to this is that the user will be limited in some areas of our website. Cookies can also enable us to track and target the interests of our users to enhance the experience on our website. Some of our business partners use cookies on our website (for example, advertisers); however, we have no access to or control over these cookies.

Communications from the Chapter.

The Chapter welcomes emails and general correspondence. We send a welcoming email to the email address associated with the account a user has created to verify the user’s password and username. This process is designed to prevent e-mail addresses from being used without permission in the creation of an account. Established users will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive some of these types of communications. Please see our opt-out options below.

Site and Service Updates.

We send the user website and service announcement updates. Users are not permitted to unsubscribe from service announcements, which contain important information about the website and/or service. We may communicate with users to provide services that users request or to discuss issues relating to their account.

Surveys & Contests.

From time-to-time our website requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and, as such, the user has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level).

How Information Collected is used.

Demographic Information.

We will share aggregated demographic information with our partners and advertisers. The aggregated demographic information is not linked to any Personally Identifiable Information that can identify any individual person.

Communicating with Our Users.

We use Personally Identifiable Information (such as your name, telephone number or email address) to communicate with our users when they have questions, concerns or comments about their accounts or the services that we provide. If you contact us, we may or may not delete your emails or voicemails to us.

Information Shared with Third Parties.

We don’t share your information with third parties.

Addressing Legal Issues.

Further, we provide Personally Identifiable Information to respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims. Further, we believe it is necessary to share Personally Identifiable Information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of SWVRC’s terms of use, or as otherwise required by law.

Correction/Updating Personal Information.

Users wanting to update their information can do so by clicking Contact and insert current information and let us know if this is a new email or the same email. If it is a new email, request that we delete the old email. Provide the old email that needs to be deleted.

Opting Out.

Users are provided an opportunity to “opt-out” of having their information used for purposes not directly related to the services they request. Users who no longer wish to receive our newsletter or promotional materials from us may opt-out of receiving these communications by replying and typing ‘unsubscribe’ in the subject line in the email or selecting the opt-out option in the email received.

Use of the Chapter Website by Persons under Age 13.

This website is not intended for use by anyone under the age of thirteen (13), and any individual under such age should not provide us with Personally Identifiable Information. We do not knowingly contact, market to, solicit, collect or use Personally Identifiable Information from or about any individual under the age of 13. It is possible that by fraud or deception we may receive information pertaining to children under 13. If we are notified of that we have personal information regarding a person under the age of 13, as soon as we reasonably verify the information, we will either obtain parental consent or otherwise delete the information from the account and/or service. However, the information may remain on a log in our servers. If you want to notify us of our receipt of information by children under 13, please do so by emailing us at: [email protected]

Linking to Third Party Websites.

This website contains links to other websites. Please be aware that we are not responsible for the privacy practices of such other websites. We encourage our users to be aware when they leave our website and to read the Privacy Statements of each and every website that collects Personally Identifiable Information. This Privacy Statement applies solely to information collected by this website.

Users Must Keep Their Passwords Private.

Users are required to keep their account passwords confidential and to not share this information with others. If you choose to reveal or share your password and the Chapter account name, we are unable to guarantee the security of your account.

Changes to Our Privacy Statement.

This Privacy Statement may change, and use of information that we gather now is subject to the Privacy Statement that is in effect as of the time of use. You are responsible for periodically checking our Privacy Statement. You may opt-out of any posted change to our collection, use or disclosure of your personal information by sending an e-mail to [email protected]. If we make minor changes to this Privacy Statement, the changes will be immediately effective upon posting the revised Privacy Statement to the website. If we make material changes to this Privacy Statement or in how we will use or collect your Personally Identifiable Information, we will prominently post a notification on our website of the changed Privacy Statement ten (10) days prior to implementing the change. The date at the bottom of this Privacy Statement is the date that the Privacy Statement is effective.

Final Statement.

We will use your information in accordance with the Privacy Statement that is currently in effect. If you have any questions about the security at our website, you can send an email to [email protected].  [email protected].

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THE PRIVACY POLICY.

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USA Homeownership Foundation