Bank of America Affordable Loan Program

USA Homeownership Foundation housing counselors partner with Bank of America to expand homeownership opportunities

Bank of America's new initiative will provide new options to expand homeownership opportunities to those who never envisioned themselves as homeowners for individuals looking to purchase in Los Angeles, CA!

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  • No Minimum Credit Score
  • No Downpayment
  • No Mortgage Insurance
  • Can use with Bank of America’s Down Payment Grant of $15,000 in Los Angeles
  • Must be First Time Buyer and Primary Property
  • Income can be up to 150% AMI
  • Must Attend USA HF Home Buyer Education through E-Home America
  • Must complete USA HF Online Intake Form
  • Must complete 1 on 1 counseling appointments with USA HF Counselors
  • See income limit table below for LA County 

USA HF is proud to announce its collaboration with Bank of America on this new Special Credit Loan program geared to increase homebuyers' access to finance.

USA Homeownership Foundation