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H.E.L.P.


HOMEOWNERSHIP EDUCATION & LITERACY PROGRAM

The Homeownership Education & Literacy Program (H.E.L.P.) live class is an eight-hour live class developed with HUD approved curriculum. Taught by HUD certified instructors, the program consists financial-education and homeownership topics that provide valuable information to help participants improve credit, manage money, and be responsible homeowners. Home buyers will walk away with the HUD certificate required to obtain certain loan products.

H.E.L.P. Curriculum

  • Creating a Spending Plan/Budget
  • Establishing & Maintaining Good Credit
  • Avoiding Credit Traps
  • Restoring Your Credit
  • The Mortgage Loan Process
  • What is Mortgage Insurance?
  • Restoring Your Credit
  • Fixed-Rate vs. Adjustable-Rate Loans
  • Comparing Mortgage Loans
  • Protecting Against Predatory Lending
  • The VA Home Loan
  • Certificate of Eligibility (C.O.E.)
  • The Home Buying Process
  • Hiring the Right Buyer’s Agent
  • The Closing Process
  • Energy Star Program
  • Fair Housing
  • Responsibilities of Homeownership
  • Foreclosure Prevention
  • Protecting Your Home Investmen
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